Business: Deposit Products
Your success is our business.
At Florida Capital Bank, we understand that every business is different. That’s why we take the time to learn about your company—from your current operations to your goals for the future. Then, we’ll help you find the deposit products that work hardest for you. You will enjoy our extraordinary customer service, and you can access your accounts via our 24-hour Express Line. Plus, we are FDIC insured. What more could you want?
Click on the links below to learn more about our deposit products.
Minimum opening deposit............$100
- No minimum balance requirement
- No charge for up to 750 transactions per month; includes credit, debit and transit items
- Fee of $0.20 per item will be charged in excess of 750 transactions
Minimum opening deposit............$100
- Earnings credit on collected balances (less required reserves)
- Competitive earnings credit rate
- A charge will be applied for negative available balances in your account at the rate of prime plus 2%
- Service charges are as follows:
| Monthly maintenance fee | $15.00 |
| Checks/Debits | 0.15 |
| Deposits/Credits | 0.25 |
| Deposited items (foreign) | 0.12 |
| Deposited items (US) | 0.10 |
For non-profits and sole proprietors
Minimum opening deposit............$100
- Unlimited transactions regardless of average daily balance
- To avoid maintenance fee of $10 per month, maintain a $1,000 average daily balance
For non-profits only
Minimum opening deposit............$100
- Higher interest rates than business NOW Checking
- Unlimited transactions regardless of average daily balance
- To avoid maintenance fee of $15 per month, maintain a $2,500 average daily balance
Minimum opening deposit ........$2,000
- Competitive tiered rates based on account balances
- Transaction activity limited to six withdrawals per month
- To avoid maintenance fee of $15 per month, maintain a $2,000 average daily balance
Minimum opening deposit............$100
- Competitive interest rate
- Transaction activity limited to six withdrawals per month
- To avoid maintenance fee of $5 per month, maintain a $500 average daily balance
Minimum opening deposit ........$2,000
- Competitive tiered rates based on account balances
- Must open or have existing Florida Capital Bank Checking account
- Transaction activity limited to six withdrawals per month
- To avoid maintenance fee of $15 per month, maintain a $2,000 average daily balance
Minimum opening deposit ........$1,000
- Multiple terms available to meet your business goals
- Competitive market rates
- Automatic renewal available
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Small Business Checking Account