We take your financial

success personally.

At Florida Capital Bank, our banking relationships go beyond business. We’re proud to offer our clients personal banking options with a personal touch. When you open an account with us, you’re not just getting low rates and competitive fees. You’re getting a one-on-one experience with a banking professional who knows you by name.

 

 

 

 

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Deposit Account Rates

Rates below are effective as of: May 14, 2012 APY is the Annual Percentage Yield for the account
Personal Accounts
Product Type
Interest Rate
APY

Interest Checking

(Florida Capital Prime & Personal NOW)

0.10%
0.10%

Personal Capital Checking

0.15%
0.15%

Money Market Account

(Minimum Opening Deposit: $1,000)

 
 

$100,000 and Higher

0.50%
0.50%

$10,000 – $99,999.99

0.40%
0.40%

Less Than $10,000

0.10%
0.10%

Capital Savings Account

Minimum Opening Deposit: $2,000.

(Funds at account opening must be new to Florida Capital Bank. Checking account required.)

 
 

$25,000 – and Higher

0.25%
0.25%

Less Than $25,000

0.10%
0.10%

Savings

(Including Minor Savings)

0.10%
0.10%
Business Accounts
Product Type
Interest Rate
APY

Business NOW Account

(eligibility restrictions apply)

0.10%
0.10%

Not-For-Profit Capital Checking

(Offered to Not-For-Profit Entities Only)

0.35%
0.35%

Money Market Account

(Minimum Opening Deposit: $2,000)

 
 

$100,000 and Higher

0.50%
0.50%

$10,000 – $99,999.99

0.40%
0.40%

Less Than $10,000

0.10%
0.10%

Capital Savings Account
Minimum Opening Deposit: $2,000. (Funds at account opening must be new to Florida Capital Bank. Checking account required.)

 
 

$25,000 and Higher

0.25%
0.25%

Less Than $25,000

0.10%
0.10%

Savings

0.10%
0.10%

Earnings Credit Rate:  0.50% (April 2012)

For business deposit accounts on analysis.  Used to offset service charges.

 
 
Certificate of Deposit and IRA
Term
Interest Rate
APY

Certificate of Deposit and IRA

Minimum Opening Deposit: $1,000

 
 

3 months

0.10%
0.10%

6 months

0.25%
0.25%

9 months

0.30%
0.30%

1 year

0.35%
0.35%

18 months

0.35%
0.35%

2 years

0.35%
0.35%

3 years

0.85%
0.85%

4 years

1.09%
1.10%

5 years

1.34%
1.35%

Bump-Up Rate Option CDs

 
 

18 Months

0.15%
0.15%

2 years

0.15%
0.15%

3 years

0.65%
0.65%

4 years

0.89%
0.89%

5 years

1.14%
1.15%

Testimonials

"Florida Capital Bank continues to be a solid resource for all types of banking services."

Mike Underwood, M.L. Underwood Construction

"It's time to make a change to the experienced bankers at Florida Capital Bank. "

Bart Worley, Premiums, Promotions & Imports

"You are extremely responsive and the customer service is outstanding."

Lynn Balaban, Lynn Balaban, CPA, P.A.

Deposit Rates

Click here for information on our deposit products offering the best rates with most competitive fees.

Available Real Estate

For information on available and foreclosed real estate, please download our pdf.

Security

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