NOTICE – Effective July 1st, We are discontinuing technical support for Apple iOS 9 on our Mobile apps and will require all checks deposited through Mobile banking and Remote Deposit scanners to be signed and endorsed “Mobile Deposit Only at FLCB” or “Remote Deposit Only at FLCB”on the back of the check.

Florida Capital Bank update on Hurricane Irma

As most of Florida recovers from Hurricane Irma, we want to take this opportunity to communicate our disaster recovery protocol to our customers.
Florida Capital Bank has disaster recovery plans in place that allow our services to continue with minimal disruption to our customers. To ensure the safety of our team, we have established procedures that allow our teams to work remotely during emergency situations and physical office closures. However, weather conditions may affect response times. We appreciate your patience. 
Banking customers needing assistance can contact our Service Support team by phone at 1-904-472-2760 or email at
Small Business owners may be eligible for an SBA loan deferment to help recover from declared disaster areas. Commercial and SBA loan customers with questions should contact our Lending Support Team at 904-337-4545.

Scheduled or anticipated office closures as of Wednesday, September 13th at 10:00 AM ET

Thursday, September 14th:
- All offices are OPEN - Jacksonville, Gainesville, Orlando and Tampa

Customers needing assistance can call the offices directly or our Service Support team at 1-904-472-2760.

For your convenience, Online Banking, Mobile Banking and automated, pin-based telephone banking is available 24/7.

Please check back periodically for updates regarding scheduled or anticipated office closures.


Below are resources that can assist you with hurricane preparations.

National Hurricane Center

Resources from the American Red Cross

 With Florida Capital Bank, you get personalized service, which is hard to get with larger institutions these days. They listen to your needs and respond with timely solutions, and they make time to come out and sit with us face-to-face and work through details. 

Will Montoya
Principal owner and founder of Montoya & Associates

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