NOTICE – Effective July 1st, We are discontinuing technical support for Apple iOS 9 on our Mobile apps and will require all checks deposited through Mobile banking and Remote Deposit scanners to be signed and endorsed “Mobile Deposit Only at FLCB” or “Remote Deposit Only at FLCB”on the back of the check.

Business Advisors

A giant stone face at The Bayon temple in Angkor Thom, Cambodia

Chuck Owston, CEPA, CM&AA | Managing Director, Florida Capital Advisors

Prior to forming Florida Capital Advisors, Chuck served as President, Bank Division of Florida Capital Bank, N.A. from 2010-2014. He spent 21 years with Wachovia Bank (now a Wells Fargo Company) where he advised shareholders of middle market companies on optimal capital structures, enterprise value growth strategies, ownership transition, liquidity options and managing wealth. Chuck has a Bachelor’s of Science in Finance and is a Certified Merger & Acquisition Advisor (CM&AA), granted by the Alliance of Merger & Acquisition Advisors and taught at DePaul University. Additionally, he holds the Certified Exit Planning Advisor (CEPA) designation through the Exit Planning Institute. He is experienced in raising private capital, corporate restructuring, divesting of non-strategic assets and operating a privately held company.

Contact Chuck at 407.540.5802 or

Peter Allport, CEPA | Director, Florida Capital Advisors

Peter has worked in a commercial banking and financial advisory capacity for nearly 30 years. As a Director with Florida Capital Advisors, Peter works with privately held companies on businesses' wealth advisory and commercial banking. The business advisory work includes shareholder value growth and owner transition strategies  Peter also continues to fulfill his clients’ traditional commercial banking and SBA/USDA financing needs. Throughout his career, Peter has worked with companies in numerous industries including those in the manufacturing, medical and wholesale distribution fields. Prior to joining Florida Capital in March 2007, Mr. Allport spent 20 years with Wachovia Bank (now a Wells Fargo Company) in a similar capacity. Mr. Allport earned a Bachelor’s degree in Economics from Rollins College and is a past President of the Winter Park Racquet Club. Peter has also earned the CEPA designation from the Exit Planning Institute.

Contact Peter at 407.540.5806 or

Ed Newton | SVP, Commercial Lender, Florida Capital Bank

Ed Newton serves as the Senior Vice President of Commercial Lending for FLCB. Ed comes to the team with nearly 30 years of experience, specifically in the Tampa Market. Ed has a long-term history of underwriting and managing both C&I and real estate credit facilities. He also has been responsible for multi-million dollar loan portfolios with various banks including SouthTrust Bank, The Bank of Tampa, and Stonegate Bank. Ed holds a BA in Economics from Washington & Lee University, and he is currently a chairman of the Sunshine State Economic Development Corporation. He is an Instrument Flight Rated pilot and enjoys boating and fishing.

Contact Ed at 813.904.4862 or

Eliane Kohn | Financial Analyst, Florida Capital Advisors

Eliane has worked in banking and finance for 16 years, in various capacities including portfolio management, client support, financial and industry analysis. Prior to joining Florida Capital Advisors, Eliane spent 7 years with Florida Bank of Commerce and 7 years with Wachovia Bank, now a Wells Fargo Company. Over her career, Eliane has worked with numerous privately owned companies in the manufacturing, information technology, wholesale distribution and healthcare industries. She holds a Bachelor’s degree in Finance from the University of Florida. She serves on the executive board for a local not-for-profit educational organization.

Contact Eliane at 407.540.5809 or

 With Florida Capital Bank, you get personalized service, which is hard to get with larger institutions these days. They listen to your needs and respond with timely solutions, and they make time to come out and sit with us face-to-face and work through details. 

Will Montoya
Principal owner and founder of Montoya & Associates

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