At Florida Capital Bank our business banking services are designed for business owners, like you, who need fast responsive solutions to manage their business needs.
Let our experts help manage and control your company's finances with leading-edge treasury management products and services. Our combination of state-of-the-art technology and an experienced team of banking professionals means you'll enjoy optimal cash management and simplified accounting.
Automated Clearing House (ACH)
Automated Clearing House (ACH) is an electronic network used to transfer money between the Originator and the Receiver. This process is an efficient low cost solution to disburse payroll through our Direct Deposit Service, or collect payments through our Direct Payments Service. Upon proper approval, eligible business customers will be able originate ACH files either daily, weekly, monthly, or a custom schedule to meet their business needs. Florida Capital Bank ACH Origination Service offers customers a cost effective tool to transmit money to and from banking accounts.
Prepaid Card Product Offerings
Florida Capital Bank is a principal member of MasterCard and Visa. We offer as an issuing bank the following prepaid card programs:
Remote Deposit - We offer state-of-the-art service allowing you to deposit checks quickly and securely- saving you a trip to the bank.
Positive Pay - An automated fraud detection system that makes it easy for you to stop fraud before it occurs.
Merchant Services - Card payment processing solutions that will keep your customers happy, help you reduce operating costs, and increase your daily cash flow.
Direct Deposit - Direct Deposit is an electronic transfer of a payment from your company’s account into a checking or savings account of your employee, retiree, shareholder, or other individuals. The payment can be sent to the employee’s checking account, or split into multiple accounts that your employee owns at one or multiple institutions. Most common types of credit payments are:
Direct Payments - Direct Payment is the electronic transfer of a pre-authorized payment that is debited from an individual’s or a corporate client's checking or savings account and deposited into your company’s account. Most common types of debit payments are:
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