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Welcome to Florida Capital Bank

Where big bank ability meets small bank agility. Fast, responsive local banking professionals providing you with a "best in class" customer service experience. Find out more about us.

Competitive Loan Rates

Our upfront pricing and minimum fees help you maximize your loan options. 

Checking & Saving Plans

Our accounts aren't just designed with you in mind; they are designed with you in charge. We offer convenient, accessible accounts for you and your business. 

Personalized Service

All of our employees are innovative, creative, and empowered to ensure our customer experience is the best in the business. 

Mobile Banking

Bank on the go. With our mobile banking app, convenient access is always right in your hands. Check balances, transfer funds, and pay bills all from your smart phone or tablet.  

 With Florida Capital Bank, you get personalized service, which is hard to get with larger institutions these days. They listen to your needs and respond with timely solutions, and they make time to come out and sit with us face-to-face and work through details. 

Will Montoya
Principal owner and founder of Montoya & Associates

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