Make Business Payments Easier
ACH helps your business reduce paper checks, manage recurring payments, and keep everyday transactions moving.
Direct Deposit
Pay employees electronically instead of issuing paper payroll checks.
Electronic Debits & Credits
Send vendor payments or collect approved customer payments directly between bank accounts.
Why Businesses Use ACH
Businesses are accustomed to accepting payments three ways: check, cash, and card. Most businesses are overlooking the benefit of another option: ACH (Automated Clearing House) processing. This service allows you to debit your customers bank account directly for payment for your goods and or services. ACH payment, particularly same-day ACH, can be automated and made simpler from start to finish.
Lower Costs
Reduce payment processing costs compared with many check and card transactions.
Convenience
Make recurring payments easier for your business and your customers.
Security
Process payments through secure electronic systems designed to help protect customer payment information.

Is ACH Processing Right For You?
If your business has recurring billing customers, operates a subscription-based business, accepts a high volume of paper checks, or processes B2B transactions, ACH may be a good fit.
Contact us today and we can help determine if ACH processing is right for your business.
Exploring Payment Partnership Possibilities
FLCBank understands the complexity of Third-Party Payment Processors (TPPP) and their value in the payments network. We have been processing for Third-Party Senders (TPS) since 2005 and continued to grow that business. We work collaboratively to understand your needs for a payment integration solution. To request more information about our payment partnership solutions contact Maria McDaniels at 904.245.7059.

Frequently Asked Questions About ACH Transfers
What is ACH?
ACH stands for Automated Clearing House. It is an electronic payment method that allows businesses to send and receive payments directly between bank accounts. ACH payments are also commonly known as e-checks or electronic funds transfers, or EFTs.
How can ACH help my business?
ACH can help your business lower payment costs, streamline operations, and offer greater flexibility and convenience. It gives your business another way to make or receive payments electronically instead of relying only on checks, cash, or cards.
What types of payments can ACH be used for?
ACH can be used for direct deposit payroll, vendor and supplier payments, business-to-business payments, and recurring customer payments such as mortgages, insurance premiums, utility bills, membership dues, and subscription payments.
Can ACH be used for direct deposit?
Yes. Many businesses use ACH for direct deposit so they can pay employees electronically instead of issuing paper payroll checks.
Is ACH secure?
ACH payments are processed through secure, encrypted systems designed to help protect customer payment credentials and safeguard business funds. ACH can also reduce some of the risks and delays associated with paper checks.
Does FLCBank support Third-Party Payment Processors and Third-Party Senders?
Yes. FLCBank understands the complexity of Third-Party Payment Processors and their role in the payments network. FLCBank has processed for Third-Party Senders since 2005 and works collaboratively with businesses to understand payment integration needs.
Who should I contact about ACH solutions?
To learn more about ACH processing or payment partnership solutions, contact Maria McDaniels at 904.245.7059.