In 2023, single-family mortgages with balances higher than $726,200 in most U.S. counties (and $1,089,300 in high-cost areas) are considered jumbo.

FLCBank offers Jumbo mortgage products up to $4 million for purchase, refinance and cash-out refinances. We Offer Fixed-Rate, Adjustable-Rate & Interest Only loan terms for primary residences, second or vacation homes, and investment properties.

FLCBank offers an extensive range of unique Jumbo Loan programs with:

  • Competitive rates
  • Loan amounts up to $4 million
  • Primary and second home residences
  • Purchase and refinance options
  • Interest-only options available
  • Cash-out options up to $2 million
  • 15 and 30 years fixed rate options
  • 5, 7, 10 and 15 year adjustable rate mortgage (ARM) options


Speak with one of Mortgage Loan Specialist to determine which Jumbo Program best fits your home ownership dreams.