Banking Representitive with Customers

Faster, Easier, More Convenient Way to PayBills.

Paying bills online from your Personal or Business checking account saves you time by allowing you to schedule payments – all from one location, spending more time enjoying life, focusing on the success of your business and less time paying bills. Plus, you can pay bills with confidence, by having one less thing to remember by setting up automatic payments to avoid late fees and missed due dates.
 
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Online Bill Pay is free for personal and business checking accounts and offers other features like:

  • You control when your bills are paid.
  • Pay bills from more than one account.
  • Get eBills from many payees and set-up reminders and automatic payments.
  • Receive alert notifications for scheduled and processed bill payments.
  • Expedite payments and same day payments for select payees2.

Man on tablet paying bills

Account Access - Online & Mobile Banking

Simple ways to control and manage your finances – anytime, anywhere.

 

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1 Online Bill Pay Guarantee. If FLCBank ever delays your online bill payment, we will cover late fees up to $50.00 that result from the delay if you have followed these simple guidelines:
- You schedule your payment request by the cutoff time and sufficiently in advance of the payee’s due date.
- Payments scheduled before 3:00 p.m. ET Monday through Friday, excluding federal holidays, will begin to process on the same day. After 3:00 p. ET Monday through Friday, excluding federal holidays, will begin to process the following business day
- Electronic payments should be scheduled at least three business days before the due date.
- Paper check payments should be schedule at least six business days before the due date for payments mailed via the U.S. Postal Service.
- You input the Payee information correctly.
- You have sufficient funds available in your account
- Our guarantee does not cover errors made by your payee or your payee’s change to a delivery method that increases processing time for your payments.
- Refer to your Florida Capital Bank’s Bill Pay Service Terms and Conditions for more details.
2 Expedited and same day payment services. Expedited and same day payments are only available for select payees and Expedited and same day payment fees may apply. Expedited ACH payments are only offered for those active payees that accept this type of payment. Overnight check payments can only be sent to a valid street address in the continental United States. Overnight checks cannot be delivered to APO, FPO or PO Boxes. Refer to our current Schedule of Account Fees provided at account opening or available upon request.