A giant stone face at The Bayon temple in Angkor Thom, Cambodia

Deposit Products

At Florida Capital Bank, we know that your business isn't the same as anybody else's. It's just as unique as the person who started it. Which is why we invest the time to really get to know you and your company.

From your current operations to your future goals, we want to understand it all and see the big picture. That way we can help you plan and find the best deposit products that fit your particular needs. Then, we're going to deliver the best customer service you've ever enjoyed. And the online banking technology your business needs 24/7. Add FDIC insured accounts and you get a bank that always means business.

Checking Accounts
Business Solutions Checking
$1,000
Minimum Opening Deposit
To avoid maintenance fee of $50 per month, maintain a $35,000 average daily balance
  • Imaged Statements
  • Mobile Banking
  • Bill Pay

Additional Benefits:

  • 500 FREE transactions per month, then $0.25 per item thereafter
  • $50 Credit toward Initial check order
  • $100 credit towards the purchase of a Small Business Remote Deposit scanner*
  • No monthly fee for Remote Deposit Basic or Business Online Banking Plus
  • 24 hour automated phone banking

 

Additional Requirements:

Pending credit approval, max of 3 accounts, $100 credit issued after min. account balance maintained for 60 days

Business Analysis Checking
$1,000
Minimum Opening Deposit
$15 monthly maintenance fee and Transaction fees charged per item
  • Imaged Statements
  • Mobile Banking

Additional Benefits:

  • Offset monthly fees with account balances or by grouping multiple analysis accounts
  • Competitive earnings credit rate
Business NOW Checking
$1,000
Minimum Opening Deposit
$2,500 average daily balance required to waive monthly maintenance fee of $20
  • Imaged Statements
  • Mobile Banking
  • Earns Interest

Additional Benefits:

  • 100 FREE transactions per month. $0.25 each thereafter
  • 10 FREE Bill Pay transactions per month. $0.25 each thereafter
Savings Accounts
BUSINESS CERTIFICATE OF DEPOSIT (CD)
$10,000
Minimum Opening Deposit
Competitive market rates and multiple terms available to meet your business needs.
  • Free Mobile Banking
  • Earns Interest
Business Money Market Account
$5,000
Minimum Opening Deposit
$10,000 average daily balance required to waive monthly maintenance fee of $20. Competitive tiered rates based on account balances
  • Imaged Statements
  • Mobile Banking
  • Earns Interest

Additional Benefits:

  • Competitive tiered rates based on account balances

Additional Requirements:

Transaction activity limited to six withdrawals per month

Business Savings
$1,000
Minimum Opening Deposit
$2,500 average daily balance required to waive monthly maintenance fee of $15
  • Imaged Statements
  • Free Mobile Banking
  • Earns Interest

Additional Requirements:

Transaction activity limited to six withdrawals per month

Other Accounts
NON-PROFIT CHECKING
$2,500
Minimum Opening Deposit
$10,000 average daily balance required to waive monthly maintenance fee of $20
  • Imaged Statements
  • Free Mobile Banking
  • Earns Interest

Additional Benefits:

  • 150 FREE transactions per month. $0.25 each thereafter
  • 10 FREE Bill Pay transactions per month, $0.25 each thereafter
Small Business
$1,000
Minimum Opening Deposit
$2,500 average daily balance required or an aggregate of $50,000 in Business Checking, Business Savings or Money Market Accounts to waive monthly maintenance fee of $20
  • Imaged Statements
  • Free Mobile Banking

Additional Benefits:

  • 175 FREE transactions per month. $0.25 each thereafter ($25,000 average daily balance requirements)
  • 100 FREE transactions per month. $0.25 each thereafter ($2,500 average daily balance required)
  • 10 FREE Bill Pay transactions per month. $0.25 each thereafter
Attorney Privilege Account
$1,000
Minimum Opening Deposit
Offset monthly fees with account balances or by grouping multiple analysis accounts including balances in IOTA accounts
  • Imaged Statements
  • Free Mobile Banking

Additional Benefits:

  • Extended hours for wire transfers
  • $75 credit towards initial check order

“With Florida Capital Bank, we have more than just a lender.”
 

Azim Saju
Vice President and General Counsel for HDG Hotels

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