Empowering Your Clients with Better Cash Flow
Your clients deserve banking that is practical, transparent, and genuinely helpful. We are committed to being a reliable partner you can confidently recommend—one that streamlines processes rather than complicating them.

Bill Wendell
SVP, Commercial Lender
904.842.3134
Don’t miss out on the opportunity to connect with Bill Wendell, our experienced SVP, Commercial Lender. Fill out the form today and take the first step towards enhancing your clients’ cash flow. Let’s work together to create financial success!

Limited time Offer!
We'll cover up to $5,000 in closing costs!2
on owner-occupied commercial real estate loans!
Why Florida Capital Bank?
We provide the tools your clients need to plan confidently for what’s next:
- Simple Commercial Lending: Straightforward financing for owner-occupied commercial real estate with competitive rates.
- Financial Safety Nets: Access to business lines of credit to cover short-term operational gaps.
- Robust Treasury Services: A comprehensive suite of tailored products with lower or no service charges.
- Local Bankers: Direct access to local experts who know your community.

1) The Annual Percentage Rate (APR) is current as of 2/1/26 and is subject to change without notice. Policy loan to value, credit scores, and repayment terms will apply. Loan approval rates are subject to credit underwriting and approval. Additional terms and conditions apply. All loans are subject to credit and property approval. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application, verification, and underwriting requirements. Program rates, terms, and conditions are subject to change without notice.2) Closing costs on an owner-occupied commercial loan are a negotiated part of the contract and will be itemized in the final settlement document. Eligibility requirements, other restrictions, limitations, and fees may apply.