Personal Banking

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Dollar For Dollar, The Best Personal Banking

We’re proud to offer banking options with a personal touch. When you open an account with us you get a one-on-one experience with a banking professional who knows you by name.

Speak with a Business Relationship Banker to Get Started Today!

Jacksonville - Jessica Steinbeck

Business Relationship Banker
904.407.4745
jsteinbeck@flcb.com
Meet Jessica

Gainesville - Wendy Robertson

Business Relationship Banker
352.692.5296
wrobertson@flcb.com
Meet Wendy 

Orlando - Elizabeth Yawman 

Business Relationship Banker
407.637.3740
eyawman@flcb.com
Meet Elizabeth

Tampa - Barbie Blank 

Business Relationship Banker
813.233.9040
bblank@flcb.com
Meet Barbie

 

Click here to see Personal Account Service Fees

Checking Accounts
Personal Capital Checking
$1,000
Minimum Opening Deposit
Average Daily Balance $2,500 or $20 monthly fee
  • Imaged Statements
  • FREE Mobile Banking
  • FREE Bill Pay
  • Earns Interest

Additional Benefits:

  • Cashier's Checks & Notary Service
  • Initial Order of Basic checks
  • Mobile Check Deposit
Personal Checking
$100
Minimum Opening Deposit
Average Daily Balance of $1,000 or Direct Deposit or $15 Monthly Fee
  • Imaged Statements
  • FREE Mobile Banking
  • FREE Bill Pay

Additional Benefits:

  • Cashier's Checks & Notary Service
  • Initial Order of Basic checks
  • Mobile Check Deposit
Savings Accounts
Certificates of Deposit (CDS)
$2,000
Minimum Opening Deposit
Competitive market rates and Multiple terms available to meet your needs!
  • Earns Interest

*Subject to early withdrawal penalty

Personal Money Market
$1,000
Minimum Opening Deposit
Average Daily Balance $2,000
or $20 Monthly fee

Tiered Interest Rate Account
  • Imaged Statements
  • FREE Mobile Banking
  • Earns Interest

*Transaction activity limited to six withdrawals per month

Personal Savings Account
$100
Minimum Opening Deposit
Average Daily Balance $1,000 OR Direct Deposit or $15 Monthly Fee
  • Imaged Statements
  • FREE Mobile Banking
  • Earns Interest

*Transaction activity limited to six withdrawals per month

 With Florida Capital Bank, you get personalized service, which is hard to get with larger institutions these days. They listen to your needs and respond with timely solutions, and they make time to come out and sit with us face-to-face and work through details. 

Will Montoya
Principal owner and founder of Montoya & Associates

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