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Business Advisors

A giant stone face at The Bayon temple in Angkor Thom, Cambodia

YOUR BUSINESS IS YOUR LARGEST ASSET, WORKING WITH AN ADVISOR TO MAXIMIZE AND HARVEST VALUE WILL HELP ENSURE YOUR FAMILY’S FINANCIAL GOALS

Florida Capital Advisors provides business valuation advisory, shareholder liquidity strategies and merger & acquisition transaction advice, combined with financing solutions to owners of privately held businesses throughout Florida. Our credentialed team of advisors, which includes a Certified Merger & Acquisition Advisor and Certified Exit Planning Advisor, are experienced with business owners’ specific challenges in growing, acquiring or selling the business to partners, management, family or a third party buyer.

Advisory services

  • Business Valuation Advisory
  • Shareholder Liquidity Strategies
  • Recapitalization Strategies
  • Buy and Sell Side Merger & Acquisition Transaction Advisory
  • Business Wealth Diversification Planning - Click here for more information

FINANCING SOLUTIONS

In addition to serving in an advisory role, Florida Capital Advisors provides loans of up to $5 million for  financing of  business acquisitions and shareholder/partner buyouts through the SBA 7a loan program* 

Key requirements for business acquisition and buy out transactions are as follows:

  • Must be a 100% change of control of ownership
  • A minimum 10% equity contribution of the purchase price
  • The transaction price needs to be supported by an independent business valuation prepared by a credentialed business valuation professional
  • Seller may not be active in the business for longer than 12 months
  • Seller financing must be patient capital and will be subordinated to the SBA loan
  • Personal guarantees are required by each owner of 20% or more
  • Must be a U.S. citizen or  permanent resident
  • Buyer must have industry or complementary experience
  • The business must have positive financial performance
  • A 5-year non-compete agreement is usually required

Whether your plan is continuing to operate and grow your business, attract investment capital, borrow funds for expansion or diversify your net worth by exploring shareholder  liquidity options, Florida Capital Advisors can assist you with the critical thought process required to achieve your goals. We will help you create a more valuable company and have a more successful transaction when you are ready.

*SBA business acquisition and shareholder buyout financing is provided through Florida Capital Bank an SBA Preferred Lender.  All loans are subject to credit review and approval. Applicants must meet the SBA’s credit and eligibility standards.

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We are proud members of the following professional organizations.

        

         

“With Florida Capital Bank, we have more than just a lender.”
 

Azim Saju
Vice President and General Counsel for HDG Hotels

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