Expert Advice, Innovative Services & More
Effective treasury management banking combines technology with experience. Our treasury professionals work with your team to deliver practical treasury management solutions that simplify cash flow, strengthen controls and support sound financial decision-making.
Business Online Banking Features
- Monitor real-time balances and funds transfer activity
- Access check and deposit transaction images
- Multi-user online access with controls to limit user access by account and function
- Online and wire origination and approvals
- Approve transactions with multi-factor authentication
- Remote deposit capture
- Initiate ACH debits and credits
Remote Deposit Capture
- Deposit checks electronically and securely from your office
- Consolidate deposits quickly into your account
- Reduce or eliminate courier expenses and employee trips to the bank
- Make deposits into your account until 6 PM (ET)
Learn More about Remote Deposit Capture
Automated Clearing House (ACH) and Wire Transfers
- Make one-time or repeating payments online using ACH
- Improve receivable collection and cash flow forecasting
- Easily download ACH files
- Import ACH files from payroll and payables systems
- Initiate and manage online wire transfers (domestic and international in USD and foreign currency)
ACH and Check Positive Pay
- Fraud prevention tools to combat internal and external fraud
- Reduce losses by identifying fraudulent activity or errors
- Detect unusual disbursement activity on accounts
- Monitor ACH debits and credits via filters and blocks
- Set up options to block fraudulent checks with approval processes that identify suspicious items early to mitigate risk
Learn More about Check Positive Pay
Learn More about ACH Positive Pay
Lockbox
- Receive customer or business partner payments directly to your lockbox
- Payments processed quickly and deposited into your account
- Minimize debt costs and keep funds available for your business
- Online access to lockbox deposit totals and remittance document images
- Faster response time to customer inquiries
Sweep Services
- Automate daily cash management decisions
- Link a line of credit to a business checking account so excess balances are applied to the credit account
- Add zero balance accounts to automate and separate disbursements and deposits
- Retain combined cash in a master checking account while segregating operational accounts
Frequently Asked Questions About Treasury Management
Treasury management refers to services that help businesses manage cash flow, payments, receivables, liquidity and financial risk through secure banking tools.
Treasury management services are commonly used by small to mid-sized businesses, corporations, nonprofits and organizations with frequent transactions or complex cash flow needs.
Treasury services improve business cash management by accelerating receivables, controlling payments, automating balances and improving visibility into daily cash positions.
Sweep services automatically move excess funds between linked accounts, such as a business checking account and a line of credit, to help optimize balances, improve liquidity and support efficient cash management.
Treasury tools such as Positive Pay, ACH controls and approval workflows help prevent unauthorized transactions and strengthen treasury and risk management.