Branch Locator

Browse through the Florida Capital Bank locations below.  

Daytona Beach

1305 Beville Road Daytona Beach, FL 32119 Phone (386) 671-7171 Email Lobby Hours 8:30 a.m. – 4:30 p.m., Mon - Thurs 8:30 a.m. – 5:00 p.m., Fri Drive Thru Hours 8:00 a.m. – 5:00 p.m., Mon – Fri

Gainesville

5023 NW 8th Avenue Gainesville, FL 32605 Phone (352) 692-5280 Email Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Drive Thru Hours 8:30 a.m. – 5:00 p.m., Mon – Fri

Jacksonville (Commercial Loan Production Office)

10151 Deerwood Park Boulevard Suite 110 Building 300 Jacksonville, FL 32256 Phone (904) 472-2700 Email Lobby Hours No Branch Hours

Jacksonville- San Jose

10024 San Jose Boulevard Jacksonville, FL 32257 Phone (904) 407-4740 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri

Orlando (Commercial Loan Production Office)

109 E Church Street
Suite 100 Orlando, FL 32801 Phone (407) 540-5800 Email Lobby Hours No Branch Hours

Pinellas Park

8200 66th Street North Pinellas Park, FL 33781 Phone (727) 398-1728 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 8:00 a.m. – 5:00 p.m., Mon – Fri

St. Augustine Beach

3970 A1A South St. Augustine, FL 32080 Phone (904) 460-7300 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri

Tampa – Downtown

501 East Kennedy Boulevard Suite 150 Tampa, FL 33602 Phone (813) 223-9040 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Fri

Tampa – Westshore

4404 West Kennedy Boulevard Tampa, FL 33609 Phone (813) 367-8160 Email Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Drive Thru Hours 9:00 a.m. – 5:00 p.m., Mon – Fri

Tarpon Springs

710 East Tarpon Avenue Tarpon Springs, FL 34689 Phone (727) 938-9771 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 8:00 a.m. – 4:00 p.m., Mon – Thurs 8:00 a.m. - 5:00 p.m. Fri

Winter Park

220 West Fairbanks Ave Winter Park, FL 32789 Phone (407) 637-3740 Email Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri

Daytona Beach

1305 Beville Road Daytona Beach, FL 32119 Lobby Hours 8:30 a.m. – 4:30 p.m., Mon - Thurs 8:30 a.m. – 5:00 p.m., Fri Drive Thru Hours 8:00 a.m. – 5:00 p.m., Mon – Fri Get Directions

Gainesville

5023 NW 8th Avenue Gainesville, FL 32605 Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Drive Thru Hours 8:30 a.m. – 5:00 p.m., Mon – Fri Get Directions

Jacksonville (Commercial Loan Production Office)

10151 Deerwood Park Boulevard Suite 110 Building 300 Jacksonville, FL 32256 Lobby Hours No Branch Hours Get Directions

Jacksonville- San Jose

10024 San Jose Boulevard Jacksonville, FL 32257 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Get Directions

Orlando (Commercial Loan Production Office)

109 E Church Street
Suite 100 Orlando, FL 32801 Lobby Hours No Branch Hours Get Directions

Pinellas Park

8200 66th Street North Pinellas Park, FL 33781 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 8:00 a.m. – 5:00 p.m., Mon – Fri Get Directions

St. Augustine Beach

3970 A1A South St. Augustine, FL 32080 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Get Directions

Tampa – Downtown

501 East Kennedy Boulevard Suite 150 Tampa, FL 33602 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Fri Get Directions

Tampa – Westshore

4404 West Kennedy Boulevard Tampa, FL 33609 Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Drive Thru Hours 9:00 a.m. – 5:00 p.m., Mon – Fri Get Directions

Tarpon Springs

710 East Tarpon Avenue Tarpon Springs, FL 34689 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 8:00 a.m. – 4:00 p.m., Mon – Thurs 8:00 a.m. - 5:00 p.m. Fri Get Directions

Winter Park

220 West Fairbanks Ave Winter Park, FL 32789 Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Get Directions
Florida Capital Bank Close

Deposit Account Rates

Rates below are effective as of: May 14, 2012 APY is the Annual Percentage Yield for the account
Personal Accounts
Product Type
Interest Rate
APY

Interest Checking

(Florida Capital Prime & Personal NOW)

0.10%
0.10%

Personal Capital Checking

0.15%
0.15%

Money Market Account

(Minimum Opening Deposit: $1,000)

 
 

$100,000 and Higher

0.50%
0.50%

$10,000 – $99,999.99

0.40%
0.40%

Less Than $10,000

0.10%
0.10%

Capital Savings Account

Minimum Opening Deposit: $2,000.

(Funds at account opening must be new to Florida Capital Bank. Checking account required.)

 
 

$25,000 – and Higher

0.25%
0.25%

Less Than $25,000

0.10%
0.10%

Savings

(Including Minor Savings)

0.10%
0.10%
Business Accounts
Product Type
Interest Rate
APY

Business NOW Account

(eligibility restrictions apply)

0.10%
0.10%

Not-For-Profit Capital Checking

(Offered to Not-For-Profit Entities Only)

0.35%
0.35%

Money Market Account

(Minimum Opening Deposit: $2,000)

 
 

$100,000 and Higher

0.50%
0.50%

$10,000 – $99,999.99

0.40%
0.40%

Less Than $10,000

0.10%
0.10%

Capital Savings Account
Minimum Opening Deposit: $2,000. (Funds at account opening must be new to Florida Capital Bank. Checking account required.)

 
 

$25,000 and Higher

0.25%
0.25%

Less Than $25,000

0.10%
0.10%

Savings

0.10%
0.10%

Earnings Credit Rate:  0.50% (April 2012)

For business deposit accounts on analysis.  Used to offset service charges.

 
 
Certificate of Deposit and IRA
Term
Interest Rate
APY

Certificate of Deposit and IRA

Minimum Opening Deposit: $1,000

 
 

3 months

0.10%
0.10%

6 months

0.25%
0.25%

9 months

0.30%
0.30%

1 year

0.35%
0.35%

18 months

0.35%
0.35%

2 years

0.35%
0.35%

3 years

0.85%
0.85%

4 years

1.09%
1.10%

5 years

1.34%
1.35%

Bump-Up Rate Option CDs

 
 

18 Months

0.15%
0.15%

2 years

0.15%
0.15%

3 years

0.65%
0.65%

4 years

0.89%
0.89%

5 years

1.14%
1.15%

Testimonials

"Florida Capital Bank continues to be a solid resource for all types of banking services."

Mike Underwood, M.L. Underwood Construction

"It's time to make a change to the experienced bankers at Florida Capital Bank. "

Bart Worley, Premiums, Promotions & Imports

"You are extremely responsive and the customer service is outstanding."

Lynn Balaban, Lynn Balaban, CPA, P.A.

Deposit Rates

Click here for information on our deposit products offering the best rates with most competitive fees.

See our latest rates

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Notice of Changes in Temporary FDIC Insurance Coverage For Transaction Accounts All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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All Rights Reserved.

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